Finance Your Next Car or Truck

Although both methods of paying for a car (cash or financed) have their pros and cons, we will be showing you some reasons why you might want to considering financing your next vehicle instead of paying cash.  This is a common topic that a lot of our customers bring up and something that you really need to think about before looking for your next car.  Read more about the benefits of financing here in Federal Way WA.

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2016 Dodge Journey Crossroad awd 5k miles
White
Black
Automatic
Gasoline
Pentastar 3.6L V6 283hp 260ft. lbs.
Only 5,331 miles!
VIN:  3C4PDDGG7GT108657
Stock #:  17404
Showroom Price
$19,900
Internet Price
$19,900
2016 Hyundai Elantra Limited - NEW CONDITION - SALES PRICED
Symphony Silver
Black
Automatic
Gasoline
4 CYLINDER
34,213 miles
VIN:  5NPDH4AE7GH676146
Stock #:  16973
Showroom Price
$11,900
Internet Price
$11,900
2016 Hyundai Santa Fe 4000 miles
Serrano Red
Beige
Automatic
Gasoline
2.4L I4 190hp 181ft. lbs.
Only 4,412 miles!
VIN:  5XYZTDLB3GG379468
Stock #:  17405
Showroom Price
$19,900
Internet Price
$19,900
2015 DODGE DART SXT - A Dream To Look At And Drive - SALES PRICED
Billet Silver Metallic Clear Coat
Black
Automatic
Gasoline
4 CYLINDER
36,674 miles
VIN:  1C3CDFBB3FD320275
Stock #:  16978
Showroom Price
$11,350
Internet Price
$11,350
Ruby Red Metallic Tinted Clearcoat
Ebony
Automatic
Gasoline
3.7L V6 300hp 280ft. lbs.
46,047 miles
VIN:  1FATP8EM3F5371951
Stock #:  17708
Showroom Price
$16,988
Internet Price
$16,988
2015 Hyundai Sonata SE
Brown
Beige
Automatic
Gasoline
2.4L I4 185hp 178ft. lbs.
68,696 miles
VIN:  5NPE24AF1FH118791
Stock #:  17616
Showroom Price
$12,750
Internet Price
$12,750
2015 NISSAN VERSA NOTE EDITION - LIKE NEW ONLY LESS MONEY
White
Wheat Stone
Automatic
Gasoline
1.6L I4 109hp 107ft. lbs.
73,172 miles
VIN:  3N1CE2CP5FL362374
Stock #:  17459
Showroom Price
$10,450
Internet Price
$10,450
2015 VOLKSWAGON PASSAT - S EDITION - LIKE NEW INSIDE AND OUT
Black
Moonrock Gray
TipTronic
Gasoline
4 cylinder
Only 22,412 miles!
VIN:  1VWAS7A36FC065889
Stock #:  17350
Showroom Price
$13,250
Internet Price
$13,250
2014 Ford F150 FX4 - CLEANEST TRUCK EVER!
Ruby Red Metallic Tinted Clear Coat
Black
Automatic
Gasoline
EcoBoost 3.5L Twin Turbo V6 365hp 420ft. lbs.
62,500 miles
VIN:  1FTFW1ETXEKG38723
Stock #:  17422
Showroom Price
$33,465
Internet Price
$33,465
2014 FORD FUSION SE - ALL OPTIONS - LIKE NEW CONDITION -NOW ON SALE
Tuxedo Black Metallic
Ebony
Automatic
Gasoline
4CYL
34,813 miles
VIN:  1FA6P0H78E5353531
Stock #:  16876
Showroom Price
$12,700
Internet Price
$12,700
2014 Toyota Corolla
Black
Ash
Automatic
Gasoline
1.8L I4 132hp 128ft. lbs.
165,243 miles
VIN:  2T1BURHE5EC175648
Stock #:  17686
Showroom Price
$8,950
Internet Price
$8,950
2013 NISSAN SENTRA LIKE NEW IN ALL RESPECTS
Magnetic Gray
Marble Gray
Automatic
Gasoline
4CYL
Only 41,312 miles!
VIN:  3N1AB7AP6DL732700
Stock #:  17162
Showroom Price
$10,800
Internet Price
$10,800
Reflex Silver Metallic
Quartz
Automatic
Diesel
2.0L Diesel Turbo I4 140hp 236ft. lbs.
64,451 miles
VIN:  3VWJL7AT3DM618135
Stock #:  17735
Showroom Price
$17,900
Internet Price
$17,900
2013 Volkswagen Tiguan
Beige
Black
TipTronic
Gasoline
2.0L Turbo I4 200hp 207ft. lbs.
51,564 miles
VIN:  WVGBV3AX6DW611527
Stock #:  17694
Showroom Price
$13,500
Internet Price
$13,500
2012 Dodge Durango Crew Sport
Mineral Gray Metallic Clear Coat
Dark Graystone/Medium Graystone
Automatic
Gasoline
3.6L V6 290hp 260ft. lbs.
90,765 miles
VIN:  1C4RDJDG6CC126830
Stock #:  17733
Showroom Price
$19,688
Internet Price
$19,688
2012 Dodge Journey R/T
Black
Light Frost Beige/Black
Automatic
Gasoline
64,500 miles
VIN:  3C4PDDFG2CT215045
Stock #:  17558
Showroom Price
$16,850
Internet Price
$16,850
2012 Dodge Journey R/T
Red
Pearl/Black
Automatic
Gasoline
72,850 miles
VIN:  3C4PDDFG6CT334684
Stock #:  17618
Showroom Price
$15,600
Internet Price
$15,600
2012 FORD FUSION SEL - ALL OPTIONS AND IN NEW CONDITION
Ingot Silver Metallic
Camel
Automatic
Flex-fuel
3.0L Flex Fuel V6 240hp 223ft. lbs.
75,633 miles
VIN:  3FAHP0JG3CR265404
Stock #:  17082
Showroom Price
$9,950
Internet Price
$9,950
2011 Buick Enclave CXL
Cocoa Metallic
Cashmere
Automatic
Gasoline
3.6L V6 288hp 270ft. lbs.
88,767 miles
VIN:  5GAKRBED7BJ233474
Stock #:  17684
Showroom Price
$14,900
Internet Price
$14,900
2011 CADILLAC CTS 3.0 LUXURY - ONLY 38K MILES !!!
Black Raven
Ebony w/Ebony Accents
Automatic
Gasoline
3.0L V6 270hp 223ft. lbs.
51,398 miles
VIN:  1G6DE5EY8B0110802
Stock #:  17662
Showroom Price
$15,888
Internet Price
$15,888
2011 Dodge Charger R/T
Brilliant Black Crystal Pearl Coat
Black
Automatic
Gasoline
HEMI 5.7L V8 370hp 395ft. lbs.
65,299 miles
VIN:  2B3CL5CT3BH515680
Stock #:  17674
Showroom Price
$18,800
Internet Price
$18,800
2011 FORD ESCAPE XLT ALL WHEEL DRIVE
White Suede
Charcoal Black
Automatic
Flex-fuel
3.0L Flex Fuel V6 240hp 223ft. lbs.
94,703 miles
VIN:  1FMCU9DG5BKA95218
Stock #:  17671
Showroom Price
$10,250
Internet Price
$10,250
2011 Mercedes-Benz ML 550
Arctic White
Cashmere
Automatic
Gasoline
5.5L V8 382hp 391ft. lbs.
90,203 miles
VIN:  4JGBB7CB7BA737648
Stock #:  17700
Showroom Price
$18,900
Internet Price
$18,900
2011 Mini Cooper Countryman S All4
Oxford Green Metallic
Carbon Black Leatherette
6 Speed Manual
Gasoline
1.6L Turbo I4 181hp 177ft. lbs.
92,483 miles
VIN:  WMWZC5C50BWM10703
Stock #:  17685
Showroom Price
$10,700
Internet Price
$10,700
2010 Chevrolet Equinox - LTZ - AWD
Silver Ice Metallic
Jet Black/ Brownstone
Automatic
Gasoline
3.0L V6 255hp 214ft. lbs.
VIN:  2CNFLGEY0A6233339
Stock #:  17487
Showroom Price
$11,500
Internet Price
$11,500
Sheer Silver Metallic
Light Cashmere/Dark Cashmere
Automatic
Flex-fuel
Vortec Aluminum Block 5.3L Flex Fuel V8 320hp 335f
VIN:  1GNUKJE31AR259539
Stock #:  17588
Showroom Price
$18,500
Internet Price
$18,500
2010 Dodge Journey SXT
Brilliant Black Crystal Pearl Coat
Dark Slate Gray
Automatic
Gasoline
3.5L V6 235hp 232ft. lbs.
129,046 miles
VIN:  3D4PH5FV0AT107340
Stock #:  17699
Showroom Price
$9,950
Internet Price
$9,950
2010 Infinity EX35 - Journey Edition
Liquid Platinum
Wheat
Automatic
Gasoline
3.5L V6 297hp 253ft. lbs.
85,622 miles
VIN:  JN1AJ0HR1AM751254
Stock #:  17702
Showroom Price
$16,400
Internet Price
$16,400
2012 Mini Cooper - Convertible
Chili Red
Carbon Black Punch Leather
Automatic
Gasoline
1.6L I4 118hp 114ft. lbs.
76,770 miles
VIN:  WMWMR3C58ATU96842
Stock #:  17622
Showroom Price
$9,788
Internet Price
$9,788
2010 Volkswagen Jetta 2.5 SE
Blue Graphite Metallic
Titan Black
TipTronic
Gasoline
2.5L I5 170hp 177ft. lbs. PZEV
80,629 miles
VIN:  3VWRZ7AJ4AM123289
Stock #:  17587
Showroom Price
$7,150
Internet Price
$7,150
2009 Audi A4 Quattro - Like New Condition
Quartz Gray Metallic
Black
TipTronic
Gasoline
92,187 miles
VIN:  WAULF78K39N014434
Stock #:  17391
Showroom Price
$9,850
Internet Price
$9,850
2009 GMC YUKON XL SLT
Stealth Gray Metallic
Ebony
Automatic
Flex-fuel
Vortec Aluminum Block 5.3L Flex Fuel V8 310hp 335f
136,123 miles
VIN:  1GKFK16309R169718
Stock #:  17664
Showroom Price
$17,488
Internet Price
$17,488
2009 Lincoln Navigator - Must See & Drive !!
Black Clearcoat
Charcoal Black
Automatic
Flex-fuel
5.4L Flex Fuel V8 300hp 365ft. lbs.
VIN:  5LMFU28509LJ01196
Stock #:  16578
Showroom Price
$18,900
Internet Price
$18,900
2009 Nissan GT-R Premium
Gun Metallic
Black
6-Speed Dual Clutch
Gasoline
3.8L Twin Turbo V6 480hp 430ft. lbs.
25,000 miles
VIN:  JN1AR54F09M250076
Stock #:  17763
Showroom Price
$59,950
Internet Price
$59,950
2008 BMW Z4 3.0i
Space Gray Metallic
Black Leatherette
Automatic
Gasoline
3.0L I6 215hp 185ft. lbs.
90,367 miles
VIN:  4USBU33528LW75665
Stock #:  17693
Showroom Price
$13,400
Internet Price
$13,400
2008 Buick Enclave CXL
Platinum Metallic
Cashmere
Automatic
Gasoline
3.6L V6 275hp 251ft. lbs.
91,056 miles
VIN:  5GAEV23798J126960
Stock #:  17654
Showroom Price
$12,488
Internet Price
$12,488
2008 FORD EDGE SLE ALL OPTIONS - LIKE NEW CONDITION
Redfire Clearcoat Metallic
Charcoal Black
Automatic
Gasoline
3.5L V6 265hp 250ft. lbs.
VIN:  2FMDK48C88BA73981
Stock #:  17481
Showroom Price
$9,788
Internet Price
$9,788
2008 Honda Accord EX-L V6
Polished Metal Metallic
Black
Automatic
Gasoline
3.5L V6 268hp 248ft. lbs.
VIN:  1HGCS22818A801503
Stock #:  17640
Showroom Price
$9,750
Internet Price
$9,750
2008 Honda CR-V EX-L
Royal Blue Pearl
Black
Automatic
Gasoline
2.4L I4 166hp 161ft. lbs.
119,270 miles
VIN:  JHLRE48758C071595
Stock #:  17690
Showroom Price
$12,488
Internet Price
$12,488
2008 Jeep Liberty Limited Edition
Brilliant Black Crystal Pearl Coat
Pastel Pebble Beige
Automatic
Gasoline
3.7L V6 210hp 235ft. lbs.
95,797 miles
VIN:  1J8GN58K38W119343
Stock #:  17639
Showroom Price
$10,950
Internet Price
$10,950
2008 Jeep Wrangler Sahara Unlimited Edition
Jeep Green Metallic Clear Coat
Medium Slate Gray
Automatic
Gasoline
3.8L V6 205hp 240ft. lbs.
VIN:  1J4GA59148L524986
Stock #:  17746
Showroom Price
$17,650
Internet Price
$17,650
2008 Lexus RX 350
Breakwater Blue Metallic
Ivory
Automatic
Gasoline
3.5L V6 270hp 251ft. lbs.
87,214 miles
VIN:  2T2HK31U98C087202
Stock #:  17710
Showroom Price
$14,850
Internet Price
$14,850
2008 Mazda Mazda6 i Sport
Dark Cherry Mica
Gray
5 Speed Manual
Gasoline
2.3L I4 156hp 154ft. lbs.
90,636 miles
VIN:  1YVHP80C685M19146
Stock #:  17670
Showroom Price
$6,988
Internet Price
$6,988
Super White
Graphite
Automatic
Gasoline
5.7L V8 381hp 401ft. lbs.
VIN:  5TBBV54198S505823
Stock #:  17676
Showroom Price
$13,950
Internet Price
$13,950
2007 AUDI A4 LIKE NEW CONDITION
Black
Ebony
Automatic
Gasoline
4 CYLINDER
VIN:  WAUAF78E67A254003
Stock #:  17278
Showroom Price
$8,500
Internet Price
$8,500
Platinum Metallic
Neutral
Automatic
Gasoline
6 CYLINDER
71,646 miles
VIN:  2G4WC582371244434
Stock #:  17323
Showroom Price
$6,730
Internet Price
$6,730
2007 Chevrolet HHR - LT
Sport Red Metallic
Gray
5 Speed Manual
Gasoline
2.4L I4 175hp 165ft. lbs.
74,007 miles
VIN:  3GNDA33P07S545652
Stock #:  17766
Showroom Price
$7,950
Internet Price
$7,950
2007 Chevrolet Impala LS
Silverstone Metallic
Gray
Automatic
Flex-fuel
3.5L V6 overhead valve 12V
VIN:  2G1WB58K779363427
Stock #:  17658
Call for Price
253-838-5534
2007 Chevrolet Tahoe **LTZ**
Red
Light Cashmere/Ebony
Automatic
Flex-fuel
Vortec 5.3L Flex Fuel V8 320hp 340ft. lbs.
VIN:  1GNFK13057R112585
Stock #:  17661
Showroom Price
$17,288
Internet Price
$17,288
2007 Chevrolet Tahoe LTZ
Gold Mist Metallic
Ebony
Automatic
Flex-fuel
Vortec 5.3L Flex Fuel V8 320hp 340ft. lbs.
VIN:  1GNFK13077J101733
Stock #:  17752
Showroom Price
$14,950
Internet Price
$14,950
2007 Kia Spectra SX
Spark Blue
Gray
Automatic
Gasoline
2.0L inline 4 double overhead camshaft 16V
87,403 miles
VIN:  KNAFE122675008985
Stock #:  17734
Showroom Price
$5,950
Internet Price
$5,950
2007 Pontiac G6
Black
Light Taupe
Automatic
Gasoline
3.5L V6 OHV 12V
128,546 miles
VIN:  1G2ZG58NX74133856
Stock #:  17696
Showroom Price
$6,675
Internet Price
$6,675
2007 Toyota Highlander
Indigo Ink Pearl
Ash
Automatic
Gasoline
3.3L V6 215hp 222ft. lbs.
VIN:  JTEEP21A070196760
Stock #:  17649
Showroom Price
$10,350
Internet Price
$10,350
Nighthawk Black Pearl
Ebony
Automatic
Gasoline
V6
VIN:  19UUA66226A803956
Stock #:  16981
Showroom Price
$7,650
Internet Price
$7,650
2006 Audi A4 2.0T Quattro
Liquid Blue Metallic
Platinum
6-Speed
Gasoline
2.0L TC I4 double overhead cam (DOHC) 16V
VIN:  WAUDF78E66A196051
Stock #:  17675
Showroom Price
$8,450
Internet Price
$8,450
Black Clearcoat
Medium Flint Grey
Automatic
Gasoline
Triton 5.4L V8 300hp 365ft. lbs.
VIN:  1FMPU13506LA18159
Stock #:  17475
Showroom Price
$8,700
Internet Price
$8,700
Steel Gray Metallic
Light Gray
Automatic
Gasoline
4L NA I6 double overhead cam (DOHC) 24V
VIN:  1GKDT13S562203477
Stock #:  17642
Showroom Price
$6,950
Internet Price
$6,950
2006 Honda Accord LX
Taffeta White
Ivory
Automatic
Gasoline
2L NA I4 double overhead cam (DOHC) 16V
VIN:  1HGCM56406A067338
Stock #:  17646
Showroom Price
$6,950
Internet Price
$6,950
2006 Jeep Grand Cherokee - Limited
Bright Silver Metallic Clearcoat
Medium Slate Gray
Automatic
Gasoline
5.7L V8 OHV 16V FI Engine
VIN:  1J8HR58286C181439
Stock #:  17519
Showroom Price
$9,950
Internet Price
$9,950
2006 Mercedes-Benz ML 350
Iridium Silver Metallic
Macadamia
Automatic
Gasoline
3L NA V6 double overhead cam (DOHC) 24V
89,198 miles
VIN:  4JGBB86E36A050961
Stock #:  17607
Showroom Price
$9,450
Internet Price
$9,450
2006 Volkswagen Rabbit
Shadow Blue
Pure Beige
TipTronic
Gasoline
2.5L I5 150hp 170ft. lbs.
VIN:  WVWDR71K46W143233
Stock #:  17754
Showroom Price
$4,650
Internet Price
$4,650
2005 Cadillac CTS
Blue Chip
Light Gray/Ebony
Automatic
Gasoline
3L NA V6 double overhead cam (DOHC) 24V
VIN:  1G6DP567550225779
Stock #:  17765
Call for Price
253-838-5534
2005 FORD MUSTANG PREMIUM PACKAGE
Redfire Clearcoat Metallic
Medium Parchment
Automatic
Gasoline
VIN:  1ZVFT80N055207085
Stock #:  17378
Showroom Price
$7,950
Internet Price
$7,950
2005 GMC Yukon XL Denali
Onyx Black
Pewter/Dark Pewter
Automatic
Gasoline
6.0L NA V8 overhead valves (OHV) 16V
VIN:  1GKFK66U15J105718
Stock #:  17701
Showroom Price
$8,950
Internet Price
$8,950
2005 Infiniti QX56
Silver Indulgence
Willow
Automatic
Gasoline
5L NA V8 double overhead cam (DOHC) 32V
VIN:  5N3AA08C75N813994
Stock #:  17759
Showroom Price
$8,950
Internet Price
$8,950
2005 Lexus ES 330
Red
ash
Automatic
Gasoline
3.3L V6 225hp 240ft. lbs.
VIN:  JTHBA30G155067574
Stock #:  17650
Showroom Price
$8,250
Internet Price
$8,250
2005 Mini Cooper S
Electric Blue Metallic
Black/Panther Black
6 Speed Manual
Gasoline
1L SC I4 single overhead cam (SOHC) 16V
101,385 miles
VIN:  WMWRE33445TD98604
Stock #:  17732
Showroom Price
$6,950
Internet Price
$6,950
2004 Cadillac Escalade ESV
Silver
Shale
Automatic
Gasoline
6.0L NA V8 overhead valves (OHV) 16V
VIN:  3GYFK66N84G184951
Stock #:  17643
Showroom Price
$9,950
Internet Price
$9,950
2004 Ford F-150 Heritage Standard Cab XL
Medium Toreador Red Clearcoat Metallic
Medium Graphite
Automatic
Gasoline
4.2L V6 202hp 252ft. lbs.
93,603 miles
VIN:  2FTRF17224CA16041
Stock #:  17711
Showroom Price
$7,450
Internet Price
$7,450
2004 Saturn Vue
Black Onyx
Tan
Automatic
Gasoline
3L NA V6 single overhead cam (SOHC) 24V
VIN:  5GZCZ63444S833944
Stock #:  17741
Call for Price
253-838-5534
2003 Honda Accord EX
Satin Silver Metallic
Black
Automatic
Gasoline
2.4L I4 160hp 161ft. lbs.
VIN:  JHMCM56633C085072
Stock #:  17596
Showroom Price
$6,350
Internet Price
$6,350
2003 mercedes-Benz SL 500 - SALES PRICED -
Black
Charcoal
Automatic
Gasoline
V8
89,568 miles
VIN:  WDBSK75F23F027371
Stock #:  16980
Showroom Price
$18,400
Internet Price
$18,400
2003 Toyota Sequoia Limited - 4 Wheel Drive
Natural White
Oak
Automatic
Gasoline
4L NA V8 double overhead cam (DOHC) 32V
156,797 miles
VIN:  5TDZT38A63S201660
Stock #:  17563
Showroom Price
$8,788
Internet Price
$8,788
2002 BMW X5 3.0i Sport
Titanium Silver Metallic
Black
5 Speed Manual
Gasoline
3.0L NA I6 double overhead cam (DOHC) 24V
VIN:  5UXFA53582LH80621
Stock #:  17712
Call for Price
253-838-5534
Onyx Black
Medium Gray
Automatic
Gasoline
4.3L V6 190hp 250ft. lbs.
VIN:  1GCDT19W628130553
Stock #:  17597
Showroom Price
$6,950
Internet Price
$6,950
Yellow
Medium Graphite
Automatic
Gasoline
Triton 4.6L V8 231hp 293ft. lbs.
VIN:  1FTRF07W92KD25768
Stock #:  17621
Showroom Price
$6,950
Internet Price
$6,950
2001 Cadillac DeVille - DHS - 32V Northstar
Bronzemist
Oatmeal
Automatic
Gasoline
Northstar 4.6L V8 275hp 300ft. lbs.
VIN:  1G6KE57Y11U136427
Stock #:  17758
Call for Price
253-838-5534
2001 Chevrolet Silverado 1500 LS
Beige
Tan
Automatic
Gasoline
5.3L V8 OHV 16V FI Engine
78,292 miles
VIN:  1GCEC19T11Z156240
Stock #:  17698
Showroom Price
$9,950
Internet Price
$9,950
2000 Chevrolet S-10
Victory Red
Graphite
5 Speed Manual
Gasoline
2.2L I4 120hp 140ft. lbs.
140,118 miles
VIN:  1GCCS1445YK145528
Stock #:  17668
Showroom Price
$3,450
Internet Price
$3,450
1999 PORSCHE 911 CARRERA 4 ROADSTER - LIKE NEW CONDITION - BOTH TOPS
Black
Other
6 Speed Manual
Gasoline
6 CYLINDER
89,000 miles
VIN:  WP0CA2990XS653000
Stock #:  16151
Internet Price
$23,500
Boston Green Metallic
Parchment
Automatic
Gasoline
4.0L V8 282hp 295ft. lbs.
64,876 miles
VIN:  WBAGF6328SDH02771
Stock #:  17585
Showroom Price
$6,950
Internet Price
$6,950
1990 Volkswagen Cabriolet HARD TO FIND IN THIS PRISTINE CONDITION
Rally Yellow
White
Automatic
Gasoline
4 CYLINDER
VIN:  WVWCB5152LK016255
Stock #:  17327
Showroom Price
$5,950
Internet Price
$5,950
Beige
multi color
Automatic
Gasoline
32,000 miles
VIN:  000000025A0068074
Stock #:  17722
Call for Price
253-838-5534

Reasons to Finance a Used Car Instead of Paying Cash

The decision to own a car is simple but analyzing the best option for its payment is a complicated affair. The car dealer offers two modes of payment cash and finance. The option of paying in cash is a simple thing that involves one bulk payment and the car is yours. On the other hand, when you choose to finance your car, you are supposed to make small amounts regularly till the time the price of the car is recovered. However, financing a car carries numerous benefit too. It gives you the liberty to choose a better vehicle than you would have thought in your budget. As, you just need to pay the down payment upfront and get the balance schedule over a period of time in the form of installments.

Many people are of the opinion that purchasing a car with hard cash is a better option as there is no interest payment involved. When a cash payment is opted, the customer is asked to just pay the advertised price devoid of any extra charges. Moreover, if the savings interest rate is less than the after-tax cost of borrowing then cash turns out to be a convenient bet. However, the payment in cash doesn’t fetch you with too many options. Like buying a new model of a car, as it is difficult to pay high amount of cash on the spot.

Financing can prove to be advantageous if you stand a good reputation, as banks tend to offer lower interest rates to customers having good credit. The payment by means of financing even ensures that you don’t need to part way with the hard cash saved in your bank accounts for other payments and emergencies. This way you benefit more, as you have to pay less of interest and can even secure your money in cash form.

Customers can even enjoy the benefits of both the worlds by paying part in cash and part through financing. The more you pay in cash right at the time of possession of the car, the lesser you would be paying as interest and thereby have less of financing burden and more cash in bank account. Few dealers give an option of financing at zero percent interest rates, if you happen to come across such dealers then it proves to be quite good and easy on the pockets. In our day to day lives we have many other expenses to cater to, which require payment in cash. For necessities as such, it is important to have a healthy balance in your bank account. Financing lets you save the cash to cater to such expenses and free you of having a possible cash crunch.

It is important to note that which option might prove beneficial to you will depend on several conditions which includes your current credit rating, the interest rate offered, your cash balance, the vehicle one is looking to purchase , your daily expenditure and the loans you are repaying. The analysis of all these factor can help you reach a proper conclusion on to go for financing or choose cash payment for buying a vehicle.